By, Karla Lopez (hello.karlalopz@gmail.com)

A loan from a bank or other financial institution to help a borrower buy a home is a mortgage. The mortgage’s collateral is the home itself, which means that the bank will sell the home and recoup its money if it does not make monthly payments to the lender and defaults on loan. 

Usually, if we are in a regular state today, then that's how it works where homeowners will be dealing with their monthly payments. However, due to the pandemic, there are many jobless homeowners, which results in financial instability.

Fortunately, the government created a project to cover everyone's needs in this aspect. A project such as a mortgage stimulus program is extension assistance for many homeowners who…

By, Lisa Roberts @ US Moving Experts (https://usmovingexperts.com/)

One of the best ways to attract more people to your listing and convince them that your home is worth their money is to stage it. Many real estate agents use this technique, and that is not without reason. Staged houses sell quicker and for more money. So, there's no doubt whether you should do it or not. You will be able to make your home look irresistible with our home staging tips. And we will teach you how to do it step by step.

Make your home look appealing.

The first impression is one of the most important things when you're selling your home. Many buyers know if they're interested in buying as soon as they approach the property. So, preparation is the key.

You…

When it comes to buying a home, you have several options. That includes having a new house built to your specifications, purchasing an existing home listed on the market, or opting for one in foreclosure. While some people shy away from foreclosed houses, sometimes, going this route makes perfect sense.

What Is a Foreclosure?

Briefly, banks own homes in foreclosure. Usually, this happens when the owner falls behind on payments for one reason or another. That could be due to the death of a spouse, the loss of a job, health reasons, and so on.

Once payments fall behind what the mortgage lender allows, it’ll repossess the property. At some point, the house goes to auction. With that process, the bank hopes to recoup as much money as possible.

As you prepare to move to a new home, remember to make a plan for your pet to keep them comfortable throughout the process. Packing up your life into boxes and deconstructing your whole house will likely be stressful for your pet, so find ways to reduce their stress—and yours—while buying a new home and moving. 

Packing Up Your Home

Your dog or cat could be alarmed when they see you packing up your life—here’s how to help them cope. 

•       Introduce your pet to the moving boxes well before you start packing to desensitize them.
•       Give your dog plenty of exercise if they seem worried about the packing process.
•       Consider microchipping your pet just in case they slip out during packing and moving.

Relieving Your Pet’s Anxiety…

By, Lisa Roberts @ US Moving Experts (https://usmovingexperts.com/)

We all know that buying a house long-distance is not an easy task to perform. However, with proper planning and execution, it can be done. Thousands of people who buy houses like this every day are the guarantee for that. But, you'll need a good real estate team, knowledge of the area you're looking at, and most importantly – realistic expectations. If all of those combine in a proper way, you'll find a home that suits your needs and lifestyle without any trouble. To help you with your search we collected all the best tips for successful long-distance house-hunting in one place.

Find an ideal real estate agent

It's never a good idea to dive into the world of house hunting…

Is 2020 a Good Year to Buy Real Estate?

By, Lisa Roberts @ US Moving Experts (https://usmovingexperts.com/)

The real estate market is famous for being fickle in the best of times. If you were planning on buying a home in 2020, you have probably become even more wary once the pandemic hit. As months passed, it got harder and harder to make any kind of prediction.

However, life does go on. If you are reading this, you are probably one of the many people who had to keep looking to see if it is at all feasible to purchase a home this year. So, is 2020 a good year to buy real estate? The only way you can begin to answer this question for yourself is by doing research. We’ll help you take into account the real estate trends leading up to this year…

Stop Working From Your Couch! Use These Tips to Set Up a Home Office Instead

BY Katie Conroy, Advicemine.com

Okay so working from your couch or your bed or your kitchen table can certainly do in a pinch. But when it looks like you’ll be working from home for the foreseeable future, you really need to carve out some dedicated workspace. Doing so will help you retain productivity and some sanity if you’re in lockdown with kids, pets and a spouse. Now you may be asking yourself whether setting up an office in a smaller home is even possible? You’re sure to have a few other questions as well and these handy resources can help answer all of them.

Should I Just Find a Bigger Home?

Before you start making major changes to your current home, you may…

The Hidden Costs of Homeownership

By Emily Doxtator at comsumeradvocate.org

Before you jump at the substantial opportunity the real estate and financial markets may present you with right now, take a step back and consider all the costs of homeownership. There are many expenses—like one-time versus ongoing costs—to take into account when figuring your homebuying budget. Many first-time homebuyers overlook these costs, so we’ve put together a list of some of the larger ones you may be missing in your budget calculations.    

Homeowner’s insurance

Homeowner’s insurance generally falls into two categories: property damage and liability. Property damage insurance protects the investment you’ve made in your home in the case of unexpected events…

Given the current global pandemic and how it has economically impacted the housing market, ConsumersAdvocate.org hit the ground running by conducting extensive research on how to choose the right mortgage lender and how smart mortgage decisions can pave the way to affordable home ownership. 

This guide on the best mortgage rates features a side by side comparison of 18 different mortgage lenders voted “best for” in various categories.  The lenders were assessed on the type of lender, the mortgage types available, customer experience, and reputation and transparency. 

Whether you are just beginning the search for your perfect mortgage rate and need an understanding of the process in a step one to done manner, or you are months into the process…