By, Katie Conroy
Maintaining a home and yard can eat up precious free time that could be spent on hobbies, exercise and social activities. Sizing down your belongings and reducing upkeep with a smaller house can add back time and save you money. Just make sure you think about your pet's current and future accommodations throughout your downsizing process. Read on for some tips from Marin Real Estate.
Be Efficient
You probably have an idea of your budget and what you want in a new home, but before you start searching, reach out to your mortgage lender to get pre-approved. Lenders calculate your debt-to-income ratio to pinpoint how much you can realistically pay each month. You can calculate this by adding your existing monthly debt…